When life requires you to get a loan, it's a simple, 3-step process at Today's Bank. Apply online or in person with just a bit of basic information in a few minutes.

How to Apply for a Personal Loan
in 3 Hassle-Free Steps

Loans can help you finance a variety of big-ticket purchases, from a new auto to a European vacation. Maybe you want to consolidate your debt, or purchase a new lawnmower or ATV. Today's Bank can help you get the money you need when you need it. 

Use our helpful online Loan Payment Calculator to see how much your payment will be based on the loan amount, interest rate and term in months. 
Step one is the paperwork. You'll complete a loan application form, either in a branch or at todaysbank.com. You will also need to know the amount of the loan you are requesting and provide your basic contact information. 

Information about your finances, including your rent or mortgage amount, your income from current and previous employers and a list of your outstanding debts will help the lenders guide you to the best loan rates and terms for your needs. 

Finally, you will need to share details on any collateral that will be used to secure the loan (such as the vehicle's make, model, year and vehicle identification number). The bank will evaluate your credit score and financial history to determine whether and how much of a loan to offer you.

The second step in the process happens behind the scenes. A lender at Today's Bank will review your application and verify your details and documentation in the approval process. 

As quickly as possible, your lender will contact you about the third step once approved: getting the money! After signing paperwork, your loan funds can be deposited into your Today's Bank savings or checking account automatically, or you can choose to get a check in the amount of the loan. Then you're on your way to buying the big ticket item, paying for the big trip, or paying off debt. 

Need a loan for your business or to purchase a house? Visit our Mortgage Loan page or explore the Business Loan page to find the right loan for you. 

All loans are subject to verification, underwriting approval, documentation and other lending requirements. All information is subject to change and revision and nothing herein is or should be interpreted as an obligation to lend.